CoinGate's standard merchant payment processing fee is 1% of the transaction. There are no setup fees, no monthly fees and no charge for creating an account.
Beyond that, the cost depends on which services you use:
- Accepting payments — 1% of each payment processed.
- Conversion — if you settle into euros or another currency rather than keeping the crypto you were paid in, a conversion fee applies.
- Withdrawals and payouts — sending funds out involves a transfer fee. For crypto this covers the blockchain network cost, which varies with network load; for bank transfers it depends on the method.
The exact percentages and any volume-based rates are kept on our pricing page, which is always current — that is the page to check rather than this article.
Where you see the fee
Fees are shown before you confirm anything. When you create a payout or a payout link, the form displays the transfer fee and the total deduction before you send it. Processing fees on incoming payments appear in your transaction history against each order.
Why is there a fee on the shopper's side?
When a shopper pays, the funds move several times inside our infrastructure before reaching the merchant, and each on-chain movement costs a network fee that changes with blockchain congestion. That network cost is what the service fee on a purchase covers — it is not a CoinGate margin on top of the merchant's price.